We write to you not solely as religion leaders, however as witnesses. Day by day, in our congregations and communities, we see the quiet pressure dealing with working households throughout this metropolis. We hear it in conversations after service, in counseling periods, and in moments of personal fear shared in confidence. The message is constant and deeply troubling: the financial strain on Black and Brown New Yorkers is intensifying, and the margin for stability is shrinking. For householders, this implies escalating homeownership prices, heightened mortgage charges, and the fixed concern of a lien, foreclosures, or predatory threats like deed theft.…
